PAYING OFF CREDIT CARD DEBT

You've charged it up -- now it's pay-down time.

If you're up to your eyeballs in credit card and other debt, paying the minimums and little else, it's time to get serious.

The best way to get rid of debt, experts agree, is to attack the balance with the highest annual percentage rate first. When that one is paid off, move onto the debt with the next-highest interest rate.

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